All rates are accurate as of 11/06/2018 and subject to change without notice. Be sure to Contact Us with any questions or to help you with your investment needs.


Certificates of Deposit & IRAs*

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Base Rate
APY

Choice Advantage 
Member Rate**

Choice Advantage 
Member APY**

3-5 Month Term 0.15%0.15%0.25%0.25%
6-11 Month Term
0.25%0.25%0.50%0.50%
12-17 Month Term
0.45%0.45%1.00%1.00%
18-23 Month Term
0.55%0.55%1.15%1.15%
24-35 Month Term
0.75%0.75%1.24%1.25%
36-47 Month Term
1.00%1.00%1.74%1.75%
48-59 Month Term
1.15%1.15%1.99%2.00%
60+ Month Term
1.34%1.35%2.23%2.25%

Choice Savings***

The Choice Savings accounts are currently at 0.15%APY


Health Savings***

$0 - $9,999.99 = 0.15 % APY

$10,000 - $29,999.99 = 0.30 %APY

$30,000+ = 1.00 %APY


Checking - Relationship & Secure***

($100 minimum to open)

$0-$999.99 Balances = 0.00% APY

$1,000+ = 0.15% APY


Choice Money Market Account***

($2,500 minimum to open)

$0-$9,999 = 0.10% APY

$10,000-$99,999 = 0.20% APY

$100,000+ = 0.30% APY


Advantage Money Market Account***

($100,000 minimum to open)

$0-$99,999.99 = 0.00 % APY

$100,000-$249,999.99 = 0.75 % APY

$250,000-$499,999.99 = 0.90%APY

$500,000 + = 1.00 % APY


Platinum Money Market Account***

($2,5000 minimum to open)

$0-$999,999.99 = 0.10 % APY

$1,000,000 - $2,499,999.99 = 1.40 % APY

$2,500,000 - $4,999,999.99 = 2.00 % APY

$5,000,000+ = 2.50 % APY


*$1,000 minimum deposit to open Certificates of Deposits/IRAs and obtain the APY. 90 day to 11 month certificate interest credited at maturity. 12 month or longer certificates interest credited quarterly. Penalty for early withdrawal. All interest rates are stated as APY (Annual Percentage Yield). APY rate assumes interest will remain in account until maturity or funds are withdrawn. Withdrawals and fees will reduce earnings. Disclosed rates applicable to consumer accounts only.

**Available to Choice Advantage members only. Program membership requires any of the following: an active Choice Bank checking account (at least one deposit and four debits monthly), a lending relationship, or a total relationship of $200,000. Choice Advantage CD's and Special CD's auto renew into the Base Rates upon maturity at the APY in effect at that time. Choice Advantage rate not applicable in conjunction with any other Specials. 

***$100 minimum deposit to open Choice Savings and Health Savings accounts. Interest credited quarterly for the Choice Savings account. Interest credited monthly for the Health Savings, Relationship Checking, Secure Checking and Money Market accounts. All interest rates are stated as APY (Annual Percentage Yield). Withdrawals and fees will reduce earnings. Interest rate may change after the account is opened. To be eligible to open an Advantage Money Market, one of the following criteria must be met: an active Choice Bank checking account (at least one deposit and four debits monthly), a Choice Bank lending relationship, or a total relationship of $200,000 in other Choice Bank accounts.