Concerned about the Equifax data breach? See the FAQs below to learn more about the breach and how to protect yourself!


I've been hearing about the Equifax breach in the news. What happened? 

Equifax, one of three major credit bureaus, experienced a massive date breach. The hackers accessed people's names, Social Security numbers, birth dates, addresses and, in some instances, driver's license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people. 


Was my information stolen? 

If you have a credit report, there's a good chance it was. To check if you were affected, visit www.equifaxsecurity2017.com and scroll to the bottom of the page, click "Potential Impact," and enter some personal information. Be sure you're on a secure network (not public wi-fi) when you submit sensitive data over the internet. 


How can I protect myself? 

  • Monitor your credit reports 
  • Monitor your bank accounts
  • Stay alert for scams related to the Equifax data breach 


Should I place a credit freeze on my files? 

Before deciding to place a credit freeze on your accounts, consider your personal situation. If you might be applying for credit soon or think you might need quick credit in an emergency, it might be better to place a fraud alert on your files with the three major credit bureaus. A fraud alert puts a red flag on your credit report which requires businesses to take additional steps, such as contacting you by phone before opening a new account. 


How do I contact the three major credit bureaus to place a freeze on my files? 

TransUnion 
(800) 680-7289
www.transunion.com

Equifax 
(800) 525-6285 
www.equifax.com

Experian 
(888) 397-3742 
www.experian.com